Auto liability is the foundation of every commercial truck insurance policy. Required by the FMCSA and the State of California, this coverage protects against bodily injury and property damage you or your drivers may cause to others. Whether you’re hauling freight across I-5 or making deliveries in Los Angeles, liability insurance ensures you stay compliant and protected against costly lawsuits and medical claims.
Your trucks are your livelihood. Physical Damage insurance covers your tractor and trailer against collision, theft, fire, vandalism, or natural disasters. This ensures your equipment is repaired or replaced quickly, keeping your business on the road. From small fleets to long-haul operations, this protection is essential in California’s busy trucking industry.
Shippers and brokers across California often require proof of cargo insurance before doing business. This coverage protects the freight you haul from losses such as theft, fire, or refrigeration breakdown. Whether you’re moving produce from the Central Valley or imports from the Port of Los Angeles, cargo insurance protects your loads and your reputation.
Commercial General Liability (CGL) goes beyond truck operations. It protects your business from third-party claims such as customer injuries at your yard, or accidental property damage caused by your operations. In a lawsuit-prone state like California, this coverage is a must for trucking businesses of any size.
If you haul trailers you don’t own, you’ll need Trailer Interchange Insurance. This coverage pays for damage to non-owned trailers while under your care. Many California motor carriers require proof of this before entering into agreements.
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